Mortgage Modification

If you cannot afford your current mortgage due to a financial hardship, and want to stay in your home , we may be able to change certain terms of the loan such as the interest rate or the time allowed for repayment to make your payments more affordable. Any change to the original terms is called a loan modification or mortgage modification


Our clients are saving up to a 60% off their monthly mortgage payments!

There are multiple loan modification programs available, including the federal government's Home Affordable Modification Program (HAMP), which is where we are seeing the majority of mortgage modifications. We are seeing most mortgages reduced up to 2%, and in some cases, the rate is adjusted to 3.5% until the maturity of the mortgage. In addition, over the last few months we have seen an upward trend of mortgage companies "forgiving" a portion of the principal balance in underwater homes.

These programs offer different options for borrowers in different situations, but all are meant to help people keep their homes when facing a significant hardship. We work with you to determine whether a loan modification or another solution may work for you.

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