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Personal injury is a legal term for an injury to the body , mind or emotions, as opposed to an injury to property. The most common types of personal injury claims are road traffic accidents, accidents at work, tripping accidents, assault claims, accidents in the home, and product defect accidents (products liability).
The term personal injury also incorporates medical and dental accidents (which lead to numerous medical negligence claims every year) and conditions that are often classified as industrial disease cases, including asbestosis and peritoneal mesothelioma, chest diseases (e.g., emphysema, pneumoconiosis, silicosis, chronic bronchitis, asthma, chronic obstructive pulmonary disease, and chronic obstructive airways disease), vibration white finger, occupational deafness, occupational stress, contact dermatitis, and repetitive strain injury cases.
There are multiple loan modification programs available, including the federal government's Home Affordable Modification Program (HAMP), which is where we are seeing the majority of mortgage modifications. We are seeing most mortgages reduced up to 2%, and in some cases, the rate is adjusted to 3.5% until the maturity of the mortgage. In addition, over the last few months we have seen an upward trend of mortgage companies "forgiving" a portion of the principal balance in underwater homes.
These programs offer different options for borrowers in different situations, but all are meant to help people keep their homes when facing a significant hardship. We work with you to determine whether a loan modification or another solution may work for you.
Depending upon the intent or negligence of a responsible party, the injured party may be entitled to monetary compensation from that party through a settlement or a judgment. In these types of cases, we represent clients on a "contingent fee basis" where the attorney's fee is a percentage of the plaintiff's eventual compensation, payable when the case is resolved, and with no payment necessary if the case is unsuccessful.
Keep in mind that most states limit the amount of time personal injury victims have to seek compensation for expenses such as medical bills, lost income, vocational rehabilitation, physical pain and emotional suffering due to a personal injury. In any case, the sooner you start, the sooner you can pursue a personal injury lawsuit or litigation and receive a personal injury settlement.
Fax Number: 888-327-2399 | Email: mail@delpinolaw.com